Asset Management
Asset allocation is the process of selecting a mix of asset classes that closely matches an investor’s financial profile in terms of their investment preferences and tolerance for risk. It is based on the premise that the different asset classes have varying cycles of performance, and that by investing in multiple classes, the overall investment returns will be more stable and less susceptible to adverse movements in any one class.
Tax Planning and Preparation
Do you offer both tax planning and preparation services?
Yes, we provide both tax planning and tax return preparation for individuals, trusts and small businesses.
Tax planning is one of the most important and valuable services we provide our clients. Our clients achieve significant tax savings by deferring or even avoiding taxes through our annual process of reviewing and evaluating their individual circumstances and making use of all applicable opportunities available under the Internal Revenue Code.
Retirement Planning
Retirement planning today has taken on many new dimensions that never had to be considered by earlier generations. For one, people are living longer. A person who turns 65 today could be expected to live 30 or more years in retirement as compared to a retiree in 1950 who lived, on average, an additional 15 years. Longer life spans have created a number of new issues that need to be taken into consideration when planning for retirement.
Financial Planning
The financial planning process at Stegent Equity Advisors, Inc. begins with an in-depth evaluation of your current financial situation. Once we’ve established your overall objectives, we’ll focus on your specific goals. With changing economic conditions and market swings, we advocate investing sensibly over the long run and maintaining an adequate level of insurance coverage.
Our Team
Client Testimonials
"I have been working with Loyd for about 15 years. I realized how little I really knew about investing when the market crashed in 2008 and my portfolio went down at least 25%. I was too busy earning money to learn how to correctly grow my money. Loyd had all the accreditations, including a CPA, to put me in the correct investments with the best tax outcome. He has not let me down and my money has surpassed all my college friends with their advanced degrees and JD’s. I also retired earlier than all of them (except one). Don’t judge by the fact his parents misspelled his first name. BTW, his assistant Audrey is also dynamite…" Jim B.
Disclosure: This testimonial has been provided by a current client. No compensation or renumeration of any kind has been provided in return for the testimonial. No conflicts of interest exist between this client and Stegent Equity Advisors, Inc.
“I appreciate all that Stegent Equity Advisors has done for me these many years and consider it a privilege to remain a client. Thank you again for all that you do.” Jane L.
Disclosure: This testimonial has been provided by a current client. No compensation or renumeration of any kind has been provided in return for the testimonial. No conflicts of interest exist between this client and Stegent Equity Advisors, Inc.
“We just returned from our vacation to Turks and just wanted you to know that place is amazing. We stayed at the “Beaches” resort and it is luxurious to say the least. I hope you and your wife get to go there in the future. Simply it was the best vacation we’ve ever been on. Thanks for helping make this possible for us.” James F.
Disclosure: This testimonial has been provided by a current client. No compensation or renumeration of any kind has been provided in return for the testimonial. No conflicts of interest exist between this client and Stegent Equity Advisors, Inc.
Blogs
Edited by Mark Warshawsky, former Deputy Commissioner, Social Security Administration Will I get back what I paid into Social Security? It depends on three things: when you were born, how much you earned over your career, and what Congress does to strengthen Social Security before its trust funds run short. Social Security was never meant to work like a savings account that returns exactly what you put in. It's built to be progressive. Lower earners...
The U.S. government holds about 261.5 million ounces of gold. On its official books, all that gold is worth about $11 billion. At market prices, it's worth well over $1 trillion. The reason for the gap is that the government still records its gold at $42.22 an ounce, a price set by law in 1973. For decades few people outside gold circles cared. That may be changing, because one of the country's best-known supporters of...
Paul Karger, managing partner at TwinFocus overseeing $12 billion in assets, has identified recurring mistakes among the ultra-wealthy based on two decades of experience. Those new to significant wealth—particularly business owners who experience sudden windfalls—often stumble early due to unfamiliarity with sophisticated financial management. Wealthy clients frequently accumulate too many expensive homes in remote locations that sit vacant and become unproductive, depreciating assets. These properties typically languish on the market for years, making them costly...
